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Cost of living in Saskatchewan: Complete guide for 2025

Darshan Shah
Darshan Shah

06 Sep 2024

If you are thinking of starting a new life in a new province, is Saskatchewan your choice? This Canadian prairie province is rich in natural resources, has a reasonably low cost of living and welcoming residents. Nevertheless, it is important to know the cost of living so that people can make the right decisions regarding their finances.

This article will help you understand the common costs you are likely to face when in Saskatchewan. Whether it’s accommodation, transport, food, or even healthcare, we will explain how much it will cost you. This is a useful resource for students, young workers, or families thinking about moving to Saskatchewan and want to know more about finances.

Find out the average prices for food, shelter, bills, and fun. Find out the different ways of getting around and the expenses of having a car. We will also discuss the costs of education such as the cost of tuition and other living expenses of students. When you complete this guide, you will know the expenses of living in Saskatchewan and make a wise decision in your life.

Cost of Living in Saskatchewan: An Overview

The price for goods and services in Saskatchewan is still lower than in big cities like Toronto or Vancouver. This is especially the case for house and transport expenses. However, the cost may differ with the city and region you are to live in, your lifestyle, and expenditure.

Saskatoon and Regina are the two largest cities in Saskatchewan which provide a fairly comfortable life with a touch of big city life at reasonable costs. Housing and other general expenses are also likely to be lower and the cost of living in smaller towns and rural areas is even cheaper.

Housing Costs in Saskatchewan

Housing is one of the largest expenses in the cost of living. There are also many types of houses in Saskatchewan which include apartments and condominiums, single detached homes.

Rent Prices in Saskatchewan

The average rent of an apartment in Saskatchewan is cheaper compared to other options in the rest of Canada. However, the cost per square metre will vary by city, by the size of the apartment, and by the services included.

  • The average rent for a one-bedroom apartment: It is between CAD 1000 to CAD 1500 per month
  • Average rent for a two-bedroom apartment: From CAD 1200 to CAD 1800 per month

Buying a Home in Saskatchewan

When it comes to buying a house in Saskatchewan, you will realise that the cost of houses is relatively cheaper than the rest of Canada. However, the cost will be different depending on the area, the area of the house, and the taxes on the property.

Food Expenses in Saskatchewan

Food costs in Saskatchewan are generally comparable to the Canadian average. However, you can save money by cooking at home and taking advantage of seasonal produce.

Grocery Costs

The cost of groceries can vary depending on your dietary needs and shopping habits. Buying in bulk, using coupons, and taking advantage of sales can help you save money.

  • Milk (1 gallon): CAD 4.00 - $5.00
  • Loaf of bread: CAD 2.50 - $3.50
  • Rice (1 kg): CAD 2.00 - $3.00
  • Eggs (dozen): CAD 3.50 - $5.00
  • Chicken breasts (1 kg): CAD 8.00 - $12.00
  • Beef (1 kg): CAD 12.00 - $18.00
  • Apples (1 kg): CAD 2.50 - $4.00
  • Bananas (1 kg): CAD $1.00 - $1.50

Eating Out

Dining out can be expensive, especially in restaurants and cafes. However, there are many affordable food options available, such as food trucks, ethnic restaurants, and grocery store deli sections.

  • Inexpensive restaurant meal: CAD 15 - $25
  • Mid-range restaurant meal for two: CAD 50 - $80
  • Fast food combo meal: CAD 10 - $15

Transportation Costs in Saskatchewan

Transportation costs may differ greatly based on your life choices and where you live.

Public Transportation

  • Both Saskatoon and Regina have public transport but it is not as developed as that of the bigger cities. If you depend on public transportation, you have to prepare to be charged on a monthly or weekly basis.
  • Monthly bus pass: CAD 60 - $80

Car Ownership

  • Having a car is important and having one is almost mandatory if you live beyond the urban area. The expenses that come with owning a car include the cost of paying for the car, Insurance, fuel, repair and maintenance and parking fees respectively.
  • Average car price: CAD 20,000 – $30,000 (used)
  • Car insurance: CAD 100 – $200 per month (on average)
  • Gasoline: The price range is CAD 1.30 – $1.50 per litre (Approximately).

Utilities in Saskatchewan

Utility costs can fluctuate based on factors like location, season, and personal consumption.

Estimated Average Monthly Costs

  • Electricity: CAD 100 - $150

  • Water: CAD 50 - $80

  • Internet: CAD $60 - $100

Healthcare Costs in Saskatchewan

Healthcare is free in Saskatchewan, as it is in all of Canada; the government pays for most medically necessary services. There are some out-of-pocket expenses like prescription drugs and dental and vision care.

  • Prescription drugs: Although some of the medications are covered by the provincial drug plans others may need additional costs to be borne by the patient. The monthly expenses for prescription drugs can be quite different depending on the number of required drugs and their prices and usually can start from CAD 50 up to $200 or even more.
  • Dental care: Dental treatment is not included in the provincial health insurance plan. Dental procedures and cheque-ups or cleaning may cost from CAD 50 to several hundreds of Canadian dollars per visit.
  • Vision care: The provincial healthcare plan does not include vision services, just like dental care. Prices for eye examinations, frames, and lenses can be quite different.

Education Costs in Saskatchewan

Tuition fees in the Saskatchewan province can be expensive and the amount depends on the level of study and the institution that offers it.

  • Average tuition fees for undergraduate programs: CAD 6,000 - $8,000 per year
  • Average tuition fees for graduate programs: CAD 10,000 - $15,000 per year

Cost of Living for Students

Living costs can be minimised by choosing to live in halls of residence and eating meals prepared in the accommodation, as well as taking a student card to get student discounts.

  • Average monthly rent for a shared accommodation: CAD 300 - $500
  • Average monthly food budget: CAD 200 - $300

Entertainment and Leisure Costs in Saskatchewan

Saskatchewan offers a variety of entertainment and leisure activities to suit different interests and budgets. Costs can vary depending on your choices.

  • Movie tickets: CAD 12 - $15 per person
  • Gym membership: CAD 30 - $60 per month
  • Concert tickets: CAD 50 - $150 per ticket
  • Dining out: CAD 15 - $30 per person

Tips for Reducing Living Expenses in Saskatchewan

  • Room for rent with other occupants
  • Avoid taking meals in restaurants and instead, prepare your meals at home.
  • Take the bus or subway, or share a ride with another person and or their vehicle.
  • Reduce energy consumption
  • Contrived to buy products during the sale or when there is a discount.
  • Find out about cheap or free things to do

Conclusion

Saskatchewan has a good combination of pricing and life standards. The cost of living is somewhat lower than in other Canadian provinces, but it is highly advisable to be conscious of expenditure and take into account individual requirements and habits. Learning about the different categories of expenditure such as house rent, food, transport, electricity, medical, learning, and leisure etc will help you in decision-making on your budget.

Remember that the cost of living also depends on the city of your choice, your lifestyle and habits, including your spending. While travelling, it is wise to move around the city, and maybe even consider splitting the rent or car expenses with someone. It is for this reason that the potential for a quality and reasonably priced lifestyle in Saskatchewan is substantial and, with the right measures in place, you can optimise your experience in this wonderful province.

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Important Resources

Cost of living in Regina: Complete guide for 2025Cost of living in Saskatoon: Complete guide for 2025Cost of living in Alberta: Complete guide for 2025Cost of living in Manitoba: Complete guide for 2025

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Frequently Asked Questions

Is Saskatchewan cheaper than other provinces in Canada?

Yes, Saskatchewan is fairly cheaper than other provinces, especially the big cities in Canada. Housing, transport and many goods and services are also usually cheaper. Nonetheless, costs may differ between the particular city or region in the province and individual spending habits directly affect the total expenditures.

How much is the rent for a one-bedroom apartment in Saskatoon?

The price of a one-bedroom apartment rental in Saskatoon is not fixed but on average runs from CAD 1,000 to CAD 1,500. Some of the factors that determine how much rent is charged include; location, size of the apartment, the facilities available in the apartment and the age of the building. It is important to look into particular areas and perhaps even think about getting a flatmate to cut down on expenses.

When is it most common to look for cheap housing in Saskatchewan?

Every year, it is difficult to secure affordable housing all year round, but the best time is in the fall and winter seasons. This is because there are usually many students and newcomers in the summer months making the competition stiff. But, if you want to find a good house, it is necessary to search and be ready to live in different regions not only in summer.

Does Saskatchewan have any governmental programmes to help with housing expenses?

 Indeed, the Saskatchewan government offers numerous housing programmes and subsidies for low-income people and families. Some of these may comprise rental vouchers, payments for rent, assistance in paying a down payment and homeownership opportunities. There is no harm in looking up options and conditions to receive such aid and cheques if you are eligible for receiving some governmental aid.